{"product_id":"psychology-of-money-atomic-habit","title":"Psychology of Money +  Atomic Habit","description":"\u003ch2 data-start=\"150\" data-end=\"176\"\u003e\u003cstrong\u003ePsychology of Money\u003c\/strong\u003e\u003c\/h2\u003e\n\u003cp data-start=\"178\" data-end=\"488\"\u003e\u003cstrong data-start=\"178\" data-end=\"193\"\u003eWhat it is:\u003c\/strong\u003e\u003cbr data-start=\"193\" data-end=\"196\"\u003e\u003cem data-start=\"196\" data-end=\"217\"\u003ePsychology of Money\u003c\/em\u003e explains that financial decisions are shaped more by emotions, behavior, and past experiences than by logic or knowledge. The book emphasizes that wealth is not just about income or math, but about mindset, patience, and understanding your own relationship with money.\u003c\/p\u003e\n\u003cp data-start=\"490\" data-end=\"507\"\u003e\u003cstrong data-start=\"490\" data-end=\"505\"\u003eCore ideas:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"508\" data-end=\"864\"\u003e\n\u003cli data-start=\"508\" data-end=\"577\"\u003e\n\u003cp data-start=\"510\" data-end=\"577\"\u003eFinancial habits are influenced by childhood and life experiences\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"578\" data-end=\"666\"\u003e\n\u003cp data-start=\"580\" data-end=\"666\"\u003eEmotions like fear, pride, and greed often drive money decisions more than knowledge\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"667\" data-end=\"741\"\u003e\n\u003cp data-start=\"669\" data-end=\"741\"\u003eTrue wealth is about freedom, time, and peace of mind, not just income\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"742\" data-end=\"805\"\u003e\n\u003cp data-start=\"744\" data-end=\"805\"\u003eBeing “good with money” doesn’t automatically make you rich\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"806\" data-end=\"864\"\u003e\n\u003cp data-start=\"808\" data-end=\"864\"\u003eLong-term patience usually beats short-term brilliance\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0998\/9829\/4453\/files\/WhatsAppImage2026-02-05at7.01.11PM.jpg?v=1770397129\" alt=\"\" width=\"453\" height=\"679\"\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"866\" data-end=\"1012\"\u003e\u003cstrong data-start=\"866\" data-end=\"878\"\u003eExample:\u003c\/strong\u003e\u003cbr data-start=\"878\" data-end=\"881\"\u003eTwo people earn the same salary. One saves consistently, the other overspends. The difference isn’t intelligence—it’s psychology.\u003c\/p\u003e\n\u003cp data-start=\"1014\" data-end=\"1043\"\u003e\u003cstrong data-start=\"1014\" data-end=\"1025\"\u003eAuthor:\u003c\/strong\u003e \u003cem data-start=\"1026\" data-end=\"1041\"\u003eMorgan Housel\u003c\/em\u003e\u003c\/p\u003e\n\u003chr data-start=\"1073\" data-end=\"1076\"\u003e\n\u003ch2 data-start=\"1078\" data-end=\"1098\"\u003e\u003cstrong data-start=\"1081\" data-end=\"1098\"\u003eAtomic Habits\u003c\/strong\u003e\u003c\/h2\u003e\n\u003cp data-start=\"1100\" data-end=\"1362\"\u003e\u003cstrong data-start=\"1100\" data-end=\"1115\"\u003eWhat it is:\u003c\/strong\u003e\u003cbr data-start=\"1115\" data-end=\"1118\"\u003e\u003cem data-start=\"1118\" data-end=\"1133\"\u003eAtomic Habits\u003c\/em\u003e focuses on how small, consistent changes in behavior can lead to remarkable results over time. James Clear emphasizes the importance of systems over motivation, showing that tiny daily improvements compound into major success.\u003c\/p\u003e\n\u003cp data-start=\"1364\" data-end=\"1381\"\u003e\u003cstrong data-start=\"1364\" data-end=\"1379\"\u003eCore ideas:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul data-start=\"1382\" data-end=\"1656\"\u003e\n\u003cli data-start=\"1382\" data-end=\"1427\"\u003e\n\u003cp data-start=\"1384\" data-end=\"1427\"\u003eSmall habits create big, long-term change\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1428\" data-end=\"1469\"\u003e\n\u003cp data-start=\"1430\" data-end=\"1469\"\u003eSystems are more important than goals\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1470\" data-end=\"1542\"\u003e\n\u003cp data-start=\"1472\" data-end=\"1542\"\u003eEnvironment and triggers influence habits more than discipline alone\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1543\" data-end=\"1588\"\u003e\n\u003cp data-start=\"1545\" data-end=\"1588\"\u003eMake good habits easy and bad habits hard\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"1589\" data-end=\"1656\"\u003e\n\u003cp data-start=\"1591\" data-end=\"1656\"\u003eIncremental improvement is more sustainable than drastic change\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0998\/9829\/4453\/files\/WhatsApp_Image_2026-02-05_at_7.01.06_PM.jpg?v=1770397146\" alt=\"\" width=\"437\" height=\"656\" style=\"display: block; margin-left: auto; margin-right: auto;\"\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"1658\" data-end=\"1752\"\u003e\u003cstrong data-start=\"1658\" data-end=\"1670\"\u003eExample:\u003c\/strong\u003e\u003cbr data-start=\"1670\" data-end=\"1673\"\u003eImproving just 1% every day can make you nearly 37 times better after a year.\u003c\/p\u003e\n\u003cp data-start=\"1754\" data-end=\"1781\"\u003e\u003cstrong data-start=\"1754\" data-end=\"1765\"\u003eAuthor:\u003c\/strong\u003e \u003cem data-start=\"1766\" data-end=\"1779\"\u003eJames Clear\u003c\/em\u003e\u003c\/p\u003e","brand":"Guardian sells","offers":[{"title":"Paperback","offer_id":52217862455477,"sku":"BOOK-AH-01-BOOK-POM-01","price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0998\/9829\/4453\/files\/WhatsAppImage2026-02-05at7.01.11PM.jpg?v=1771752273","url":"https:\/\/guardiansells.co.uk\/products\/psychology-of-money-atomic-habit","provider":"Guardian sells","version":"1.0","type":"link"}